A broker/dealer, investment advisor, broker/dealer representative or investment advisor representative may only transact business in a particular state after licensure or satisfying qualification requirements of that state, or only if they are excluded or exempted from the state’s broker/dealer, investment advisor, or broker/dealer representative or investment advisor representative requirements, as the case may be. Neither may they follow-up individualized responses to consumers in a particular state that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, without first complying with the state’s broker/dealer, investment advisor, broker/dealer representative or investment advisor representative requirements, or pursuant to an applicable state exemption or exclusion.
For information concerning the license status or disciplinary history of a broker/dealer, investment advisor, broker/dealer representative or investment advisor representative, a consumer should contact his or her stated securities law administrator.
Investment products and services and fee-based investment advisory services available only to residents of Michigan.Financial planning involves much more than picking a specific stock or mutual fund. It is a process of identifying what your goals and desires are, then creating a strategy that will give you the best chance of achieving your goals and desires, and finally implementing your strategy.
Many people feel overwhelmed when they think about putting together a plan, and felt like they do not even know where to start. This is a very common situation, and some people have found a great level of comfort in working with an advisor that will help them through the process to share ideas and strategies that have worked for other people in similar situations.
Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.